Home Credit Pay continues to grow amid rise in digital payments.
Home Credit |
After spending over a year staying in the safety of our own homes, most Filipinos have already adapted to the drastic changes brought about by the pandemic. The use of technology in almost every aspect of our lives has become the norm, especially when it comes to shopping for necessities and making financial transactions.
For Home Credit Philippines, the country’s leading consumer finance company with nationwide store presence and rapidly growing mobile presence, this digital shift did not come as a surprise, as the present situation calls for consumers to find safer and more convenient ways to meet their financial needs. In fact, its digital payment efforts under Home Credit Pay has shown promising growth ever since its launch almost a year ago.
“Despite all the challenges of the past year, Home Credit Pay was able to grow with a 1030% increase in total number of digital payment transactions since October 2020,” said Home Credit Pay Leader Daniel Brodan. “This exceeds all our optimistic expectations and just confirms modern trends in the Philippines about fast cashless adoption. We are not surprised by this transformation, but we are amazed by how fast it is happening—and Home Credit will be a major part of it, as we offer innovative digital payment products supported by credit.”
The Philippines’ first QR-enabled credit card
Last July 2020, Home Credit—the first non-bank institution in the country to issue a credit card to its customers—launched yet another first in the Philippine market: a credit card integrated with QR code payment feature..
The Home Credit Pay QR feature, which is currently exclusive to Home Credit Cardholders, allows consumers to make contactless and cardless payments when purchasing in any Home Credit Pay partner stores nationwide. All transactions will then be automatically charged to the Home Credit Card account, making it safer and more convenient to use.
To know more about Home Credit Pay QR, watch this video and check out the QR Merchant Partners page for the complete list of partner merchants nationwide..
Buy load and pay bills via the My Home Credit App
Another feature available for Home Credit Cardholders is the Home Credit Pay eLoads and eBills (eServices) feature, where they can buy load and pay bills anytime and anywhere, even if they have not received their physical cards yet.
Home Credit Card users can get a 5% discount for all load variants via the My Home Credit App. Additional fees are also waived for over 200+ billers when they choose to settle their bills payments—water, electricity, internet, cable, and many more—through the app. Soon, it is planning to open up other payment options and add more load variants and billers to its roster of services.
Exclusive promos for Home Credit Pay QR and eLoads
Home Credit continues to offer special promos for Home Credit Cardholders when purchasing via Home Credit Pay QR and eLoads features.
Avail of the Home Credit Pay Rebate Promo until May 2, 2021 to get instant discounts on your purchases and earn up to 50% rebate for each QR transaction (maximum of PHP100 rebate per transaction). Just look for the partner store’s Home Credit Pay QR code and scan it using your My Home Credit App. Find out more about this promo through the HC Pay Rebate Promo page.
Home Credit Cardholders can also join the Smart eLoads Gadget Treats promo for a chance to win Samsung 5G phones. To qualify, simply buy Smart & TNT load via My Home Credit App eLoads on or before April 30, 2021. For the complete promo details and mechanics, check out the Smart eLoads Gadget Treats page.
To stay updated on its latest news and offers, follow Home Credit Philippines’ official Facebook, Instagram, Twitter, YouTube, and Kumu.
Source Home Credit
Maine Mendoza and the vivo V21 |
For many students and workers, smartphones have been a vital extension of their remote work setup. It enables them to have the mobility they need as they cater to their day-to-day tasks. But while it offers the benefit of flexibility, it’s pretty common that users experience lags and crashes on their smartphones — especially when they run multiple apps.
Living an on-the-go digital lifestyle means relying on a device that performs at par with one’s level of productivity. This is why people choose a smartphone that is packed with all the features that can help one power through their workday.
One of the world’s leading smartphone manufacturers, vivo, introduces the V21 series which incorporates virtual RAM. RAM or Random Access Memory serves as data storage for the apps running on your phone. The vivo V21 series has a built-in 8GB RAM, but to allow for better productivity for its users, it also integrates a virtual 3GB RAM. This allows the device to “borrow” an extra 3GB from its internal storage when the 8GB is already used up by multiple apps. Think of the 8GB RAM as your bag, and the virtual 3GB as its compartments — it gives you more space to set things in without the need for another suitcase.
This extended RAM feature in the V21 series makes the smartphone work with a total memory of 11GB. So, even if you use multiple apps for work, it paves the way for a smooth and lag-free user experience. No need to worry about your device crashing when you’re working on a live doc while also tuned in on a virtual meeting.
While the vivo V21 series backs up productivity, it also has the best features for all the fun things one can do on a smartphone. Its front camera comes with an impressive 44MP display and Optical Image Stabilization (OIS) feature, so users can have the best well-lit selfies even if they shoot at night time. The rear camera, on the other hand, supports a 64MP resolution with an Electronic Image Stabilization (EIS) feature. This technology minimizes unnecessary motion so photos and videos are captured in a steady frame. Surely, with these stunning camera features in the vivo V21, users can take fun breaks between work and shoot ‘Gram-worthy snaps every time.
Another factor that people can take pride in this flagship series is its battery’s ability to last for a long time. With a 4000mAh battery and 33W FlashCharge properties, they can perform their work throughout the whole day with just a single full charge.
These exciting features in the vivo V21 are all within the phone’s 7.29mm ultra-slim design. Its artistic look and feather-light weight can make a user feel that they have power and grip as they tend to their work tasks.
vivo Y53s 4G |
It differs from the vivo Y53s 5G in terms of processor, cameras, and charging rate. The vivo Y53s 4G is powered by a MediaTek Helio G80 SoC, whereas the 5G model has a Qualcomm Snapdragon 480 chip.
Instead of dual rear cameras, the 4G model has triple rear cameras consisting of 64MP (main), 2MP (macro), and 2MP (depth) sensors. It also got a higher front camera resolution of 16MP compared to the Y53s 5G’s 8MP. Although both smartphones have a 5,000mAh battery, the 4G model supports faster 33W charging compared to the 5G model’s 15W. Check out the full specs below.
vivo Y53s 5G specs:
- 6.58-inch FHD+ (2400 x 1080) IPS, LCD screen
- MediaTek Helio MTK Helio G80
- 8GB (+3GB virtual) RAM
- 128GB storage
- Triple rear cameras:
- 64MP F1.79 (main)
- 2MP F2.4 (macro)
- 2MP F2.4 (depth)
- 16MP front camera
- 4G LTE
- Dual-SIM (nano)
- Wi-Fi 802.11 a/b/g/n/ac
- Bluetooth 5.0
- GPS, Glonass, Beidou, Galileo
- Fingerprint scanner (side)
- USB Type-C
- Funtouch OS 11.1 (Android 11)
- 5,000mAh battery w/ 33W fast charging
- 164 x 75.46 x 8.38mm
- 190g
- Purple Blue, Black Blue
PLDT Home offers a variety of internet plans, including Fibr, DSL, and Ultera. Each plan comes with its own modem/router. To manage and secure your WiFi network efficiently, you must know how to access PLDT modem admin settings page. To have full admin access to the modem settings, you can use the default PLDT admin password and username. You can do many things with PLDT modem admin settings, from changing WiFi password and SSID, MAC filtering to restrict wireless users, setting a firewall, filtering URL, bridging your router, port forwarding, back up, and more.
In order to access the PLDT router admin settings, we must know the default gateway or the I.P. address that we will enter into your browser (Google Chrome/Firefox). Usually, 192.168.1.1 is the default gateway of PLDT modems, with an exemption for some modem, like Ultera, which uses 192.168.15.1 as its default gateway. After you've done entering the default gateway in your browser, you will be redirected to the admin login page. In case you've encountered this error, "Your connection is not private," just click "Advanced" and select "Proceed to 192.168.1.1 (unsafe)," and you're good to go. Below is the complete list of admin password for PLDT DSL, PLDT Fibr and PLDT Ultera this 2021.
List of PLDT Default Admin Password and Username
PLDT Home Fibr
Fiberhome ONU GPON router
Username: admin
Password: 1234
or
Username: admin
Password: admin
Huawei router
Username: telecomadmin
Password: admintelecom
PLDT Home DSL (Kasda, Tenda, Zyxel, Baudtec, Huawei, Prolink, ZTE, Speedsurf, iGateway, Arcadyan, ADSL / VDSL modems)
Username: admin
Password: 1234
or
Username: adminpldt
Password: 1234567890
PLDT Home Ultera
Greenpacket OT-350 (White Ultera 4G LTE modem)
via 192.168.15.1 - router settings
Username: homeultera
Password: homeultera
via 192.168.22.1 - wifi settings
Username: homebro
Password: homebro
PLDT Home Bro Ultera Black router/modem
via 192.168.22.1
Username: voip
Password: 1234
Those are the default PLDT password and username details for admin access. There are times that PLDT does system updates, which can control what settings can appear on the router administrator page or dashboard, so don't expect to have full admin access or super admin access.
If you have enough knowledge on managing super admin settings, these are the other PLDT root accounts to have full admin/super admin access. Use it at your own discretion:
ONU modem/router full admin password and username
For FiberHome ONUs, please check your Software Version and Router Model before proceeding to be guided accordingly. This can be seen when you log in to the router's dashboard.
FiberHome ONU
via https://192.168.1.1/fh
1. Login to the fiberhomesuperadmin account.
Fiberhome AN5506-04-FA (RP2646) / AN5506-04-F (RP2684) / AN5506-04-FAT (RP2646/RP2662) / HG6240A
Username: f9!6b1e1rhO3es~u!p@e#r$a%d^m*i(n
Password: s)f_U+h|g{u@5h2o1q0b1l
Fiberhome AN5506-04-FA (RP2631) / HG6245D (RP2602/RP2613)
Username: f~i!b@e#r$h%o^m*esuperadmin
Password: s(f)u_h+g|u
Fiberhome AN5506-04-FA (RP2627 and lower) / AN5506-04-F (RP2658) / AN5506-04-FAT
Username: fiberhomesuperadmin
Password: sfuhgu
Fiberhome AN5506-04-F (RP2613)
Username: admin1234
Password: admin1234
Troubleshooting: If the web GUI is blank, unplug the modem/router for at least 20 seconds, then repeat step 1.
2. Click Debug Switch.
3. Enable Web Admin Switch.
4. Logout to the dashboard.
5. Login to the adminpldt account (via https://192.168.1.1/fh). If the modem has been updated and you have changed the password before, you may use it.
Fiberhome AN5506-04-FA (RP2631/RP2646) / AN5506-04-F (RP2684) / AN5506-04-FAT (RP2646/RP2662) / HG6245D (RP2602/RP2613/RP2740) / HG6240A
Username: adminpldt
Password: z6dUABtl270qRxt7a2uGTiw or 1234567890 or pldt1234 or 6GFJdY4aAuUKJjdtSn7dC2x
Fiberhome AN5506-04-FA (RP2627 and lower) / AN5506-04-F (RP2613/RP2658) / AN5506-04-FAT
Username: adminpldt
Password: 6GFJdY4aAuUKJjdtSn7dC2x or 1234567890
Other ONU modems
Fiberhome HG180v2
via http://192.168.1.1/cgi-bin/enablesuser.cgi?enable=1 or http://192.168.1.1/fh
Username: adminpldt
Password: 3UJUh2VemEfUtesEchEuSHA
Huawei HG8245U / HG8245A / HG8245Q
via https://192.168.1.1
Username: adminpldt or telecomadmin
Password: 1234567890 or admintelecom or AC2DIU7QW3ERTY6UPAS4DFG
Huawei HG8145V
via https://192.168.1.1
Username: adminpldt
Password: 1234567890 or AC2DIU7QW3ERTY6UPAS4DFG
Huawei HG8145V5
via https://192.168.1.1/admin.html
Username: adminpldt
Password: 1234567890 or AC2DIU7QW3ERTY6UPAS4DFG
ADSL modem/router full admin password and username
Baudtec RN243R4-A6
via http://192.168.1.1/super.htm
Username: adminpldt
Password: qVuUKLmCJJhCF4YY3x9xqJy
Prolink PRS1241B
via http://192.168.1.1/pldtadmincel.htm
Username: adminpldt
Password: 8d32f84964abbc7a6097e43
iGateway ADSL GA0.ET263-4
via http://192.168.1.1/TelPlusAdmin
Username: adminpldt
Password: 5dPf49F1e6L8f4cD0e0UTTW
Zyxel amg1302-t10d
via http://192.168.1.1/p1d+zyx31%059@dmin
Username: adminpldt
Password: zoxm41upyj/3wj/3g42j4wk
VDSL modem/router full admin password and username
Baudtec RN104VR4GCH-2S-A3
via http://192.168.1.1/admin/super.asp
Username: adminpldt
Password: adminpldt or qVuUKLmCJJhCF4YY3x9xqJy
Baudtec Bizbox RN104R5GCH2-A0
via http://192.168.1.1
Username: adminpldt
Password: !@QWaszx#$ERdfcv%^TYghbn
Prolink PRS1841U
via http://192.168.1.1/admin/pldt.asp
Username: adminpldt
Password: 8d32f84964abbc7a6097e43
Arcadyan VR9517PAC22-A-PP
via http://192.168.1.1/arcadmin
Username: adminpldt
Password: 4dg37skj81rs6ytuc2cxp0a
Zyxel Bizbox VMG3926-B10B
via http://192.168.1.1/
Username: adminpldt
Password: apyn52vqzk/4xk/4h53k5xy
Zyxel VMG1625
via http://192.168.1.1/p2d+zyx31%060@dmin
Username: adminpldt
Password: !@QWaszx#$asdgh56TYghbn
Ultera full admin password and username
Greenpacket WN-600 (White Ultera Indoor Unit router)
via http://192.168.22.1
Username: allgreen272493
Password: winpacka
Troubleshooting
If you can't access the admin dashboard using the default router IP address (192.168.1.1), follow the procedure below:
1. Open Windows Run Command (command prompt) by pressing Windows key + R on your keyboard.
2. Type 'cmd', then type 'ipconfig /all'.
3. Look for your LAN adapter (Wi-Fi or Ethernet, whichever is connected to the PLDT router) and find the DHCP server or default gateway, with a numeric IP address, something like 192.168.X.X.
4. Go to your web browser (Google Chrome/Firefox) and enter the Default Gateway IP address.
5. You will be landed on the login page, input the PLDT default password and username to gain access.
If you failed to login to the PLDT admin dashboard using the default username and password, you might try to hard reset the modem to reset it to its default factory configuration, also known as factory reset. To start with, follow the instructions below:
1. Find the reset button of the router, which is usually placed on the side.
2. Look for a pointed tool like a ballpen, paper clip, or pin.
3. Using the pointed tool, press and hold the reset button for roughly 10 seconds or until all the LED lights turn off except the Power LED light.
4. After you've released the reset button, wait for the router to reboot itself.
In case all of the credentials given above do not work on your PLDT router, you can call PLDT customer service hotline, just dial 171 using your Smart/TNT phone, to ask for assistance regarding your problem.t below.
Samsung Galaxy A22 5G Brief Review
The Samsung Galaxy A22 5G comes with a triple rear camera module composed of a 48-megapixel primary shooter, a 5-megapixel ultrawide lens, and a 2-megapixel depth sensor for capturing pictures and videos with clear details. In addition, its 8MP front camera produces natural selfies, which can be shared on social media quickly. Samsung Galaxy A22 5G boasts a 6.6-inch FHD+ Infinity-V Display with a 90Hz refresh rate designed for smooth scrolling. Furthermore, the device integrates a smooth symmetrical form and comfortable round edges, which gives a perfect fit for the hands. Users can choose from a side-mounted fingerprint scanner or a face unlock feature when it comes to security.
The official Philippines price of the Samsung Galaxy A22 5G is PHP 13,990.00.
Samsung Galaxy A22 5G Full Specifications, Philippines Price and Features
Display | |
---|---|
Screen Size: | 6.6 Inches |
Technology: | Capacitive LCD Display with 20:9 Aspect Ratio, 90Hz Refresh Rate, and Dewdrop Notch |
Resolution: | FHD+ (1080 x 2400 Pixels, 399 ppi) |
Platform | |
---|---|
OS: | Android 11 with One UI |
Chipset: | MediaTek Dimensity 700 5G |
CPU: | Octa Core CPU (2x Cortex-A76 @ 2.2GHz & 6x Cortex-A55 @ 2.0GHz) |
GPU: | Mali-G57 MC2 |
RAM: | 6GB |
Camera | |
---|---|
Rear Camera: | Triple Cameras: 48MP Main Camera (f/1.8 Aperture, PD Autofocus) 5MP Ultra-wide (f/2.2 Aperture, 115° FoV) 2MP Depth Sensor (f/2.4 Aperture) |
Features: | - LED Flash, Up to 2K Video Recording - Beautifying Effects: Smoothness, Tone, Jawline, and Eyes; Camera Modes: Food, Panorama , Pro, Portrait, Photo, Video, Hyperlapse, Night, and Slow Motion; Filters: Grace, Greyscale, Sunshine, Afternoon, Vivid, Country, Vintage, and Bake; White Balance: Auto and Manual (adjustable); Functions: Exposure value, Face detection, Metering Modes, Location tags, Timer, and ISO |
Front Camera: | Single Camera: 8MP (f/2.0 Aperture) |
Features: | - Up to 1080p Video Recording - Selfie effects: Beautifying effect, Gesture control, Stickers, and Portrait |
Storage | |
---|---|
Internal: | 128GB |
Expansion: | 1TB via microSD |
Cellular | |
---|---|
SIM Card: | Dual SIM (Nano-SIM) |
Networks: | 5G, 4G LTE, 3G HSPA+, 2G EDGE & GPRS Networks |
Connectivity | |
---|---|
Wi-Fi Version: | Wi-Fi 802.11 b/g/n/ac (Dual Band) |
NFC: | No |
Bluetooth: | Bluetooth 5.0 |
GPS: | GPS/A-GPS, GLONASS, GALILEO, and BeiDou |
USB OTG: | Yes |
USB PORT: | USB Type-C |
Audio | |
---|---|
Audio Jack: | 3.5mm Audio Jack |
Audio Enhancement: | single down-firing loud speaker (Dolby Atmos) |
FM Radio: | No |
Sensors | |
---|---|
Biometric: | Face Recognition & Fingerprint Sensor (side-mounted) |
Environmental: | Proximity Sensor & Ambient Light Sensor |
Orientation: | Gyroscope, Compass & Accelerometer |
Battery | |
---|---|
Battery Capacity: | 5000 mAh |
Battery Type: | Li-Po |
Removable: | No |
Battery Charging: | 15W Fast Charging |
Design | |
---|---|
Material: | Glass Front with Glossy Plastic Back |
Dimensions: | 167.2 x 76.4 x 9.0 mm |
Weight: | 203 g |
Colors: | Gray, White, Mint, and Violet |
Price & Availability | |
---|---|
Launch Date: | June 2021 |
Price in the Philippines: | ₱13,990.00 - Official PH Price of Samsung Galaxy A22 5G |